Housing Repair and Home Rehabilitation Loan Programs

Unfortunately, the Department of Housing's Rehab Loan Program is not accepting applications.  Please check back for future updates.

Based on funding availability, the Department of Housing (DOH) traditionally offers a variety of programs for:

  • low and very low income homeowners; and

  • investor-owners who rent to low and very low income homeowners

The property must be located in the Urban County, which consists of the 16 "non-entitlement" cities (Atherton, Belmont, Brisbane, Broadmoor, Burlingame, Colma, East Palo Alto, Foster City, Half Moon Bay, Hillsborough, Menlo Park, Millbrae, Pacifica, Portola Valley, San Bruno, San Carlos, City of San Mateo and Woodside in addition to all unincorporated areas of the County.

The Cities of Daly City (650-991-8068), Redwood City (650-780-7229) and South San Franisco (650-829-6620) offer rehab programs for residents of their cities.

DOH funds and/or collaborates with non-profit minor home repair organizations.  You can contact them to check on program availability and details:

Center for Independence of the Disabled

2001 Winward Way #103
San Mateo, CA 94404

Phone: (650)

TTY: (650)

Free housing accessibility modification assistance, including assistance to those who rent, to qualified clients in San Mateo County.
Senior Coastsiders 535 Kelly Avenue
Half Moon Bay, CA 94019
Phone: (650)
Free home repairs up to $5,000 for low and very low income seniors who reside in Half Moon Bay, Pacifica and the unincorporated areas of the coastside.
Rebuilding Together Peninsula P.O. Box 4031
Menlo Park, CA 94026
Phone: (650)
Free minor home repairs for qualified homeowners & non-profits in San Mateo County.
GRID Alternatives 1171 Ocean Avenue, Suite 200
Oakland, CA 94608
Phone: (510)
Volunteer-based program to provide solar electric generation systems. This program also provides job & skills training in the photovoltaic system installations.
El Concilio of San Mateo County 1419 Burlingame Avenue, Suite N
Burlingame, CA 94010
Phone: (650)
Free minor home repair services that help qualify homes in San Mateo County for participation of Energy Partners to reduce utility bills and conserve energy.